Federal Bank

Kulangara Paulo Hormis, the visionary Banker was born on 18th October, 1917 at Mookkannur; a small village in the suburbs of Greater Cochin, in a middle class agricultural family.


Educated as a lawyer, Shri Hormis began his career as an Advocate in the Courts of Perumbavoor. But the path breaker soon gravitated to commercial banking and soon took up the reins of Federal Bank in 1945 as its Chief Executive. Fired by a passion for institution building Shri Hormis built out of a One-Branch-Small-Time Bank, a nationwide institution of 285 branches in the 34 years that he remained at the helm.  

The quintessential banker that he was, a structure for extending finance to agriculture and the weaker sections of society was laid by him much before these areas came into national focus.

Social Banking was his passion and the strength of the Bank today in terms of national presence, diversified clientele, skilled and dedicated manpower and profitable operations, owes a great deal to the vision of this great man. The personality of Shri Hormis was multidimensional and there was no field of activity he was associated with where he did not leave his indelible imprint.

Shri Hormis has been active as a member of the

• Legislative Assembly of the erstwhile Travancore-Cochin State during 1954-56
• Managing Committee Member of Indian Banks' Association
• President of Kerala Management Association
• Faculty Member of Cochin University of Science and Technology
• Advisor on Banking Commission of Govt. of Kerala
• Vice President of Kerala Tennis Association
• Founder President of Kerala Bankers' Chamber

To mention a few of the areas where he has left his mark.
The times and deeds of Shri Hormis are an eternal source of inspiration to the young and old, in every walk of life.

Now welcome to the world of secure shopping at your convenience.

What is Verified By Visa? Verified by Visa is a new service that will let you use a personal password with your Federal Bank Visa card, giving you added assurance that only you can use your Federal Bank Visa card to make purchases over the Internet. The process is simple to use and secure: To use the facility, you would: Connect to the Internet and shop online using your Federal Bank Visa card. You don't need any special software to use Verified by Visa. Using this facility is as easy as using a PIN for ATM transactions.

How does Verified by Visa work? Verified by Visa provides you with a password to protect your online transactions, just like you use your PIN at an ATM. Here are the steps: Select the goods or services you want from a Verified by Visa online store and proceed to the payment page. Enter your Federal Bank Visa Card number and the online store will connect with Federal Bank to check whether your Card is secured with Verified by Visa. Federal Bank initiates a Verified by Visa pop-up window on your computer screen that includes your Personal Message. Look for and confirm your Personal Message, then enter your password. Federal Bank will then confirm your identity to the merchant. Your payment is authorized and your order is placed. It's that simple!